Can I get rid of Medical Bills by Filing Chapter 7 or Chapter 13 Bankruptcy in Georgia?

Yes, filing Chapter 7 or Chapter 13 bankruptcy in Georgia can help relieve you of the burden of medical debt. Unexpected medical debt can happen to anyone, even if you carry health insurance. Unfortunately, none of us can predict whether we are going to become ill or be involved in a catastrophic accident. The good news is that filing Chapter 7 or Chapter 13 bankruptcy can help if you find yourself overwhelmed by medical debt that you cannot pay.

Medical debt is classified as unsecured debt, or debt where there is no lien that attaches the payment obligation to a specific piece of property. Unsecured debt can be totally discharged in a Chapter 7 bankruptcy. Or, in a Chapter 13 bankruptcy, you will be required to pay back only a portion of your unsecured debt. Either way, filing bankruptcy can help you eliminate the burden of medical bills if you are uninsured or underinsured.

If you have acquired medical debt and are considering filing bankruptcy in Georgia, it is important to seek the advice of a qualified attorney. For a free initial consultation please contact the Law Offices of Charles Clapp at 404.585.0040.